$79.99 Per Month
Credit Saint’s is a terrific services for those in need of rebuilding their credit. When you sign up for the company’s credit repair services, you’ll have access to an online account where you can track your progress.
Credit Saint promises a 90-day money-back guarantee for anyone who isn’t happy with their services.
$99.95 Per Month
Creditrepair.com is a great credit repair services and has been in this space since 1997. A more budget friendly option starting at $49.95 is also available. Credit monitoring is optional and there are no contracts, so you can cancel at anytime without penalty.
$99.95 Per Month
Credit Monkey is has been in this space since 2019. Though younger Plans start at $99.99 Credit monitoring is optional and there are no contracts, so you can cancel at anytime without penalty.
Credit repair is the process of improving a credit profile and ultimately the credit score by identifying and disputing inaccuracies on behalf of a client.
Anyone can dispute inaccuracies on their credit report on their own for free. Under the Fair Credit Reporting Act, you are legally entitled to access your credit report for free once per year or if a company takes “adverse action” against you, like denying your application for credit, insurance, employment or if you’ve been the victim of identity theft.
People challenged with poor credit due in part due to inaccuracies often use credit repair services to avoid the arduous dispute process with the each creditors and the three credit report agencies, Equifax, Experian and TransUnion. The credit report services reviewed by Rate Watchers have been thoroughly assessed for quality and suitability for our audience.
Credit Repair services are regulated by the Federal Trade Commission. For additional information on the legality of credit repair see the Credit Repair Organization Act (CROA).
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